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The First Hour
What to do in the sixty minutes after a collision in Indiana: safety, the 911 call, what to photograph, what to say, and what not to say.
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The Crash Report
How to get your Indiana crash report, what each section means, and what to do if the officer got something wrong.
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The First 72 Hours of Medical Care
Why the first days of treatment matter more than any other, how to pay for it, and how to describe what hurts.
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The Call From the Insurance Company
What the other driver's adjuster wants from the first call, why recorded statements hurt, and what to say instead.
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Property Damage, Rentals, and Total Losses
Getting your car repaired or paid off without undermining the injury claim: who pays, rental cars, total-loss values, and diminished value in Indiana.
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Your Own Insurance Policy
MedPay, uninsured and underinsured motorist coverage, and how to read your declarations page after a crash.
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Treatment, Documentation, and the Long Middle
The months between the crash and the demand: how to treat, how to document lost wages and daily limitations, and why social media is dangerous.
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The Demand Package
What a litigation-grade demand contains, how adjusters value claims, and why the file in front of them determines the number.
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Filing Suit and the Litigation Timeline
What happens when the insurer will not pay fair value: filing in Lake or St. Joseph County, discovery, your deposition, mediation, and trial.
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The Settlement Check
From the agreed number to the check in your hand: the release, medical liens, the itemized disbursement statement, taxes, and what net recovery means.
Somewhere in the middle of this right now?
Call us. The consultation is free, and we can tell you where you are in the process and what to do next.