Part 1
The First Hour
What to do in the sixty minutes after a collision in Indiana: safety, the 911 call, what to photograph, what to say, and what not to say.
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Series · 10 parts
An Indiana injury claim from the first hour to the settlement check, one phase at a time.
Part 1
What to do in the sixty minutes after a collision in Indiana: safety, the 911 call, what to photograph, what to say, and what not to say.
Read part 1 →Part 2
How to get your Indiana crash report, what each section means, and what to do if the officer got something wrong.
Read part 2 →Part 3
Why the first days of treatment matter more than any other, how to pay for it, and how to describe what hurts.
Read part 3 →Part 4
What the other driver's adjuster wants from the first call, why recorded statements hurt, and what to say instead.
Read part 4 →Part 5
Getting your car repaired or paid off without undermining the injury claim: who pays, rental cars, total-loss values, and diminished value in Indiana.
Read part 5 →Part 6
MedPay, uninsured and underinsured motorist coverage, and how to read your declarations page after a crash.
Read part 6 →Part 7
The months between the crash and the demand: how to treat, how to document lost wages and daily limitations, and why social media is dangerous.
Read part 7 →Part 8
What a litigation-grade demand contains, how adjusters value claims, and why the file in front of them determines the number.
Read part 8 →Part 9
What happens when the insurer will not pay fair value: filing in Lake or St. Joseph County, discovery, your deposition, mediation, and trial.
Read part 9 →Part 10
From the agreed number to the check in your hand: the release, medical liens, the itemized disbursement statement, taxes, and what net recovery means.
Read part 10 →After a semi-truck crash on I-65 or the Borman Expressway, the most important evidence is electronic and it gets overwritten fast. Here is what it is and how a preservation letter stops the clock.
Read more →Almost always, no. A plain-English look at Indiana's bankruptcy exemptions and how Chapter 7 and Chapter 13 protect the things you need.
Read more →Five minutes on the phone and you will know where you stand. You will not owe us a fee unless we recover money for you, and the bills get handled before the check does.