Do you qualify to file for Bankruptcy?

Find out if you qualify for Chapter 7 or Chapter 13 Bankruptcy today!

Chapter 7 bankruptcy is designed to eliminate unsecured debts, some of these include:

  • Credit Card Debt
  • Medical Bill Debt
  • Payday Loans
  • Utility Bills, and more…

To file for Chapter 7 Bankruptcy protection, you need to qualify under the means test, obtain credit counseling and complete a debtor education course.

This barrier to debt relief was put in place by Congress to reserve Chapter 7 for those who are truly in need to its powerful debt discharge. The good news is that most people who are considering filing Chapter 7 meet these requirements. Ask a bankruptcy lawyer whether you qualify to discharge your debts through Chapter 7 bankruptcy:

Is Chapter 7 Bankruptcy Right for You?

Discuss Your Options with a Local and Experienced Lawyer

Everyone is not eligible to file for Chapter 7 Bankruptcy as a debt solution. However, if you qualify we can help you eliminate debt! If you have questions about your Chapter 7 Bankruptcy, or your eligibility contact us to speak with an attorney about your bankruptcy options.

Chapter 13 Bankruptcy vs Chapter 7 Bankruptcy

Unlike filing for a Chapter 7 Bankruptcy, Chapter 13 does not involve a complicated means test in order to qualify. Instead, Chapter 13 considers your ability to repay your total secured debts as the main qualification. Chapter 13 filers must have a reliable and predictable source of income that can be used – through the court to repay debts.

An experienced Indiana bankruptcy attorney can help you decide which type of bankruptcy may be right for you. If you don’t have any major assets and want to get rid of your debts quickly – a Chapter 7 Bankruptcy may be your best option. A Chapter 7  Bankruptcy liquidates all non-exempt assets, and the money is then used to pay off creditors. If you have a house or a car that you don’t want to lose, you might prefer a Chapter 13 Bankruptcy. A Chapter 13 Bankruptcy reorganizes your debts so that they are more manageable so that you can pay them off over time.

Contact an Indiana Bankruptcy Lawyer To Find Out If You Qualify

We understand that bad things can happen to good people. Even the most financially responsible people who have always had good credit ratings can find themselves in financial trouble and need bankruptcy protection.

For help, contact us today to schedule a free initial consultation. We serve clients in Northern Indiana and the surrounding towns, areas, and counties. We offer a high level of personal service, attorneys at our law firm are accessible and available by phone or email. After-hours and weekend appointments are available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

  1. Credit Card Debt
  2. Medical Bill Debt
  3. Payday Loans
  4. Utility Bills, and more…

Free Consultations

Office Locations

Offices of Moseley & Martinez, LLC
Merrillville Office:

8002 Utah St. Merrillville, IN 46410



South Bend Office:

115 N William St. - Suite 101 South Bend, IN 46601




The Law Offices of Moseley & Martinez, LLC serves clients throughout northern Indiana including Lake County, St. Joseph County, Porter County, Elkhart County, LaPorte County, South Bend, Merrillville, Mishawaka, Granger, Elkhart, Goshen, Dunlap, Middlebury, Nappanee, LaPorte, Michigan City, Westville, Crown Point, Cedar Lake, St. John, Schererville, Hobart, Lake Station, Gary, Highland, Griffith, Munster, Hammond, Hebron, East Chicago, Lowell, Portage, Valparaiso, Chesterton, Plymouth, Knox and the surrounding towns areas and counties.

We are a debt-relief agency helping our clients file for bankruptcy under the U.S. Bankruptcy Code. **Other fees apply.

LEGAL DISCLAIMER: The materials and information contained on this website are for informational purposes ONLY and should not be considered legal advice and are not intended to create, and receipt of it does not constitute or create, an attorney-client relationship between our firm or its attorneys with any reader or recipient of this information.