Indiana Repossession Attorneys
Is a creditor threatening to repossess your car or vehicle? Are you facing the loss of a valuable possession, and you are not sure what to do? An experienced and knowledgeable bankruptcy lawyer can help you. Repossession is scary, but it does not have to be inevitable.
Protecting your car / vehicle from repossession
When the owners of purchased items can no longer afford them and continue to make payments on them, Indiana repossession laws allow the lender to take possession of the items. A car is usually financed with a loan – which are payed with monthly installments. The car buyer agrees that the vehicle can be used as collateral if the buyer defaults on payments. If the buyer defaults, the creditor has the right under Indiana law to take back possession of the car. You cannot resist repossession. You can’t keep the car in a locked garage, move it in an effort to conceal it, or physically restrain an agent from taking it.
Repossession can be humiliating
If you are unable to make payments and believe you may be at risk of having your car, vehicle, or other belongings repossessed, you can file for Chapter 13 bankruptcy. This will automatically halt any efforts by creditors to seize your possessions. Our Indiana repossession attorneys can explain all of the details of filing for bankruptcy. Basically a Chapter 13 bankruptcy can help you restructure your payment plan(s).
Contact an Indiana Repossession Lawyer
We understand that bad things can happen to good people. Even the most financially responsible people who have always had good credit ratings can find themselves in financial trouble and need bankruptcy protection.
For help, contact us today to schedule a free initial consultation. We serve clients in Northern Indiana and the surrounding towns, areas, and counties. We offer a high level of personal service, attorneys at our law firm are accessible and available by phone or email. After-hours and weekend appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Offices of Moseley & Martinez, LLC
8002 Utah St. Merrillville, IN 46410
South Bend Office:
115 N William St. - Suite 101 South Bend, IN 46601