How Long Does It Take To File For Chapter 7 Bankruptcy?

Time is of the essence for those struggling with debt and experiencing creditor harassment. This is also true when it comes to getting your finances back on track and working towards getting your life back to normal. You may be wondering how long the Chapter 7 Bankruptcy filing process takes? Usually, a Chapter 7 bankruptcy case is relatively quick to complete. Your bankruptcy case could be completed and discharged within 3-6 months of filing for bankruptcy.

What Is The Chapter 13 Bankruptcy Timeline?

The Chapter 13 Bankruptcy process involves a number of filings and deadlines. For someone who hasn’t navigated the bankruptcy courts, it can be overwhelming. That being said, in the typical Chapter 13, you will follow a debt repayment plan, which can last between 3-5 years.

Each case and circumstance is different. An experienced bankruptcy attorney can help you understand what details may affect your case. Get the facts you need to make an informed and educated decision.

An experienced Indiana bankruptcy attorney can help you decide which type of bankruptcy may be right for you. If you don’t have any major assets and want to get rid of your debts quickly – a Chapter 7 Bankruptcy may be your best option. A Chapter 7 Bankruptcy liquidates all non-exempt assets, and the money is then used to pay off creditors. If you have a house or a car that you don’t want to lose, you might prefer a Chapter 13 Bankruptcy. A Chapter 13 Bankruptcy reorganizes your debts so that they are more manageable so that you can pay them off over time.

Contact an Indiana Bankruptcy Lawyer to Better Understand The Process & Timeline

We understand that bad things can happen to good people. Even the most financially responsible people who have always had good credit ratings can find themselves in financial trouble and need bankruptcy protection.

For help, contact us today to schedule a free initial consultation. We serve clients in Northern Indiana and the surrounding towns, areas, and counties. We offer a high level of personal service, attorneys at our law firm are accessible and available by phone or email. After-hours and weekend appointments are available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Free Consultations

Office Locations

Offices of Moseley & Martinez, LLC
Merrillville Office:

8002 Utah St. Merrillville, IN 46410



South Bend Office:

115 N William St. - Suite 101 South Bend, IN 46601




The Law Offices of Moseley & Martinez, LLC serves clients throughout northern Indiana including Lake County, St. Joseph County, Porter County, Elkhart County, LaPorte County, South Bend, Merrillville, Mishawaka, Granger, Elkhart, Goshen, Dunlap, Middlebury, Nappanee, LaPorte, Michigan City, Westville, Crown Point, Cedar Lake, St. John, Schererville, Hobart, Lake Station, Gary, Highland, Griffith, Munster, Hammond, Hebron, East Chicago, Lowell, Portage, Valparaiso, Chesterton, Plymouth, Knox and the surrounding towns areas and counties.

We are a debt-relief agency helping our clients file for bankruptcy under the U.S. Bankruptcy Code. **Other fees apply.

LEGAL DISCLAIMER: The materials and information contained on this website are for informational purposes ONLY and should not be considered legal advice and are not intended to create, and receipt of it does not constitute or create, an attorney-client relationship between our firm or its attorneys with any reader or recipient of this information.