Should You File an Insurance Claim after an Accident with an Injury?

If you’ve suffered personal injury or motor vehicle damages through an accident or related events, you might consider pursuing an insurance claim. It is advisable to file for personal injury or property damages against the liable party as soon as possible. Injury lawyers work with people throughout the entire process of the insurance claim.

Some of the processes they may help you through include:

  • Filing a claim
  • Obtaining a police report
  • Following up with the insurance company agent

Below, we explore comprehensive compensation through different platforms and insurance claims arising from accidents.

Filing an Insurance Claim

Many people wonder how to file an insurance claim after an accident. The insurance policy report process can be frustrating for people claiming against other drivers. However, it’s essential to pursue an insurance claim to completion so you can recover any costs from property damages and injury.

You can file an insurance claim online or through your phone. Before leaving the accident scene, check the filing coverage options for the vehicle. Even if you aren’t at fault, some insurance companies require you to report claims within a certain number of days from the date of the accident.

Experienced attorneys can file a claim with the insurance company and subsequently provide crucial details of the accident such as medical expenses, property damages, resultant costs of repairs, police reports, identification and contact details of parties, and policy limit of the injuries involved. Obtaining this information helps to file a lawsuit.

Reasons to File a Claim with an Insurance Company

It is prudent to file a claim with an insurance company when damages arise from an accident. A significant area of compensation under a policy limit is extensive property damage where repair or damages are incurred.

The insurance adjuster may visit the accident scene, report via phone, or contact the police car shop to verify the costs for damage claimed. If you file a claim with an insurance company, you can seek medical expenses against the other driver. Depending on the state you’re in, costs for injuries and future medical expenses covered by the policy may be pursued through a lawsuit.

Possible Compensations for Filing a Claim or Case

Compare the compensation you may get from a lawsuit if you file a claim with an insurance company. These two are the primary legal options parties take to get compensation for damages. Keep in mind that each has its own procedure.

Unless you took too long to file, written claims filed against drivers for their insurance coverage and damage liability could get you compensation for damages, injuries, and liability arising from an accident.

Filing a case could get you the same compensation as filing a claim through an insurance company. It may also get you more in damages in certain situations such as wrongful death, intangible harm, and punitive damages than the mere coverage claims against the at-fault party.

What an Attorney can do Once You File an Insurance Claim

Attorneys assist throughout filing for a car insurance claim from the initial stages of making a claim up to compensation. Firms do this at their cost and recover the fees from the at-fault driver or their insurance claim carrier. 

Difference Between an Insurance Claim and a Case?

The key differences are:

  • Type and extent of damages available
  • Filing methods and resolution
  • The appeals process
  • Costs and timelines

Contact a Personal Injury Lawyer For Help

Personal injury lawyers will assist in pursuing your damages. They work on a contingency fee basis, so that you do not pay out of pocket for the costs of hiring an attorney.

If you or a loved one has been hurt or injured in a rollaway accident – contact an experienced Merrillville personal injury attorney for help. There are NO FEES unless we collect damages for you.

The personal injury lawyers at Moseley & Martinez can help you get the compensation and justice you deserve! CALL NOW!